Checking Accounts


Sign Up for A Secure Checking Account in Savannah, GA Today!

Increased security and special discounts, designed just for you!

Secure Checking
  • Dividends paid on all account balances

  • 1% discount on all qualified personal and auto loans

  • No paper statement fee

  • Up to $10,000 24-hour Accidental Death & Dismemberment Insurance

  • Travel and Entertainment Discounts

  • Health Discount Savings (This is NOT insurance)

  • Debit Advantage™ Buyers Protection and Extended Warranty

  • Cellular Telephone Protection

  • IDProtect® includes: 3-in-1 Credit File Monitoring, 3-in-1 Credit Reports, Comprehensive Identity Theft Resolution Services, Debit and Credit Card Registration, Total Identity Monitoring and up to $10,000 Identity Fraud Expense Reimbursement

  • $50.00 minimum deposit required

  • REORDER CHECKS

**Some non-banking benefits require registration/activation.

Insurance products are not a deposit; not NCUA insured; not an obligation of credit union; and not guaranteed by credit union or any affiliated entity.

i Plateau Insurance Company of Crossville. TN will be the Accidental Death & Dismemberment Insurance Underwriter.
ii Refer to Guide to Benefit for complete details of coverage.
iii Refer to Guide to Benefit for complete details of coverage.
iv ID Protect service is a personal identity theft protection service available to account owner(s) and their family. Family includes: Spouse, persons qualifying as domestic partner and children under 25 years of age and parent(s) who are residents of the same household. IDProtect benefits are available to joint account holders. Benefits are  not available to a “signer” or “beneficiary” of the account who is not an account owner. Service is not available to businesses and their employees, clubs and/or churches and their members, schools and their employees/students.
v Identity theft insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. (AIG).  The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policy described.  Please refer to actual policy for terms, conditions, and exclusions of coverage.  Coverage may not be available in all jurisdictions.


Mastercard Debit Card

Our Mastercard Debit Card combines the economy of a checking account with the convenience and versatility of a credit card. The Mastercard Debit Card is accepted everywhere that Mastercard Debit Cards are accepted and can be used to withdraw money at most ATMs. But, because it draws money from your checking account, there’s no annual fee and no interest charges (ATM charges may apply).

The Mastercard Debit Card is available with our checking accounts. Overdraft protection available.

To report a lost or stolen Mastercard Debit Card, please call (800) 383-8000.

To activate or change PIN number, please call (800) 717-4923.


ATM Services

Convenience is the key at Memorial Health Credit Union. With our Mastercard Debit Card, you’ll enjoy the flexibility to access your money whenever you need it. Whether you’re across town or across the country, the funds from your Memorial Health Credit Union accounts will be at your fingertips 24 hours a day through any CIRRUS®, SHAZAM, or CO-OP machine. We have two convenient credit union ATM locations:

Memorial Health Credit Union
901 E. 65th Street
Savannah, GA 31405

AND

Memorial University Medical Center
(Heart and Vascular Center)
4700 Waters Avenue
Savannah, GA, 31404

With our Mastercard Debit Card:

  • You can use any ATM terminal with the CIRRUS®, SHAZAM, or CO-OP network

  • You can access your accounts 24 hours a day, seven days a week

As opposed to keeping your money in a savings account to be used at a later date, a checking account is perfect for everyday expenses. We’ve transitioned from a cash-only society into a society that uses credit and ATM cards a majority of the time. Save yourself time at the credit union by opening up a checking account today and signing up for a Mastercard check card. You’ll receive great benefits when you join Memorial Health Credit Union in Savannah, GA. Give us a call today!