VISA Check Card
Our Visa Check Card combines the economy of a checking account with the convenience and versatility of a credit card. The Visa Check Card is accepted everywhere that Visa debit cards are accepted and can be used to withdraw money at most ATMs. But, because it draws money from your checking account, there’s no annual fee and no interest charges (ATM charges may apply).
The Visa Check Card is available with our checking accounts. No overdraft protection available.
To report a lost or stolen Visa Check Card, please call 1-800-500-1044 in the United States. To report a card lost or stolen outside the United States, please call 1-973-656-2345.
Please contact us if you have any other questions about the Visa Check Card.
MasterCard Credit Card
At Memorial Health Credit Union, we offer the Master Card credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Memorial Health Master Card. You’ll enjoy the following benefits:
- No annual fee
- 25-day grace period
- No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
- Optional life and disability insurance available at low rates
Please click here to report a lost or stolen Master Card credit card.
|Annual Percentage Rate||12.9%|
|Annual Membership Fee||None|
|Grace Period for Purchases||25 Days|
|Method of Computing Balance||Average Daily Balance (including new purchases)|
|Minimum Finance Charge||None|
|Cash Advance Fee||None|
|Over-Credit Limit Fee||None|
|Late Payment||Up to $35.00 if paid one (1) day after statement is printed. Late payments and over-limit transactions violate your Master Card account agreement|
|Card Replacement Fee||$5.00|