Consolidate Your Debt at Our Credit Union
Many consumers in Savannah, GA are looking to consolidate their debt. Here at Memorial Health Credit Union, we’re here to help. We understand just how consolidation loans can help local consumers manage their debt and get it paid off in a way that works for them. Our goal is to help as many of our credit union members access these great benefits for a brighter financial future.
Reasons to Get a Consolidation Loan with Memorial Health Credit Union:
Convenience: Instead of having to keep track of multiple payments with different due dates every month, you simply make one easy payment. Plus, you’ll be able to make your payments online!
Lower Your Interest Rate: Depending on when the original loans were taken out, you may be paying higher interest rates on them than you would be eligible for now. If interest rates have gone down or if your credit has improved, it makes sense to get a consolidation loan for a lower interest rate.
Adjust How Long It Takes to Pay Off the Loan: With loan consolidation, you have an opportunity to renegotiate the terms of your loans in order to find something that works for you. For instance, if you are able to get a lower interest rate and have no problem making your current monthly payments, you may be able to pay the same amount each month and get the loan paid off faster. On the other hand, if you’re struggling to make current payments, you might choose to lower your monthly payments and spend more time paying off the debt.
Save Money: Why pay more in interest and fees than you have to? Our credit union may be able to give you a better deal than the other lenders you were working with. And then you can use the money you saved for whatever you want!
Whether a consolidation loan is right for you depends on a number of factors: how much debt you’re currently carrying, the interest rates on the loans, the interest rate you’d be eligible for today, and more. Luckily, the experts here at Memorial Health Credit Union are here to help you through the process. We’ll work closely with you to help you find the consolidation loan that is right for your needs.
Learn more about your options today. Our friendly loan officers are standing by to help you through every stage of the process. Call us today to make an appointment!